Dental Payment Plans

Payment is due on the day of your appointment unless prior arrangements have been made.

We accept the following methods of payment:

  • Credit Card
  • Cash
  • HICAPS (Health Fund Claims) East Melbourne Dental accepts claims from most private health funds including Bupa (formally HBA)
  • Interest free financing (to approved applicants)

We provide dental services under the following schemes:

Level 2 OPEN COVID 19

HUMM - Payment Plan

HUMM is a prominent “buy now, pay later” (BNPL) payment service that has gained popularity as an alternative to conventional credit cards and loans. With HUMM, consumers have the flexibility to make purchases and then spread the cost over time through a structured installment plan. Here’s how it works:

When shopping online or at participating physical stores, customers can opt for HUMM as their preferred payment method during the checkout process. HUMM typically offers various payment plans, allowing users to select an installment period that aligns with their budget and financial preferences.

To determine eligibility, HUMM may conduct a quick credit assessment or evaluate specific criteria. Once approved, the customer can finalize their purchase. Instead of paying the entire amount upfront, they commit to making a series of smaller payments, usually on a weekly or fortnightly basis, until the total cost is covered.

Please note that we offer a 0% interest and 0% deposit with HUMM users!

Humm Dental Payment Plans

Child Dental Benefit Scheme

The Child Dental Benefits Schedule (CDBS) will commence on 1 January 2014 and will provide access to benefits for basic dental services  for children aged 2-17 years.

The total benefit entitlement will be capped at $1,000 per child over a two calendar year period. The CDBS will have a means test, which requires receipt of Family Tax Benefit Part A (FTB-A) or a relevant Australian Government payment.

The CDBS will provide individual benefits for a range of services including examinations, x-rays, cleaning, fissure sealing, fillings, root canals and extractions. Benefits will not be available for orthodontic or cosmetic dental work.

Veteran Affairs Dental Scheme

There are a range of services that you are eligible for under the Veteran Affairs Dental Scheme.


A DentiCare Payment Plan is an affordable way for you to pay for your treatment. You need to pay 20% of the amount of the treatment plan as an upfront payment and then the rest may be deducted as weekly, monthly or fortnightly amounts directly from your credit card or bank account by DentiCare, giving you peace of mind. The time frame is something that is set by us and will vary with the treatment plan size. Minimum treatment plan amount is $1000 and maximum $12,000. There is zero % interest and no credit checks.

Afterpay – Smile Now and Pay Later

Afterpay is also a helpful and convenient solution for your dental treatment that you have been thinking about getting but delaying.

Afterpay is a service that allows you to receive dental treatment and pay for the treatment in four (4) equal instalments after the procedure is complete, with no additional cost to you. There is a once-off initial set up fee of $39.00. Credit card surcharges may apply.